Built for Indian startups • RIA-aligned workflows

Your startup’s treasury, automated, safe, compliant.

SolidTreasury helps founders and finance teams automatically deploy idle cash into safe, liquid, and compliant direct debt mutual funds — with complete visibility and investor-aligned governance.

Designed for founders, CFOs & finance leaders Read-only bank connectivity Audit-ready logs for boards & investors
Treasury Overview
Last updated • Just now
Compliance score: 100%
Idle cash before
₹12.4 Cr
Across 4 current accounts
Deployed to debt MFs
₹11.6 Cr
Within mandate
Blended pre-tax yield
7.4%
vs 5.5% in FDs
Allocation vs idle cash
Automated & policy-aligned
Idle cash: 6% Deployed via SolidTreasury: 94%
The treasury problem

Idle cash is expensive. Treasury missteps are even more expensive.

Startups either leave money in low-yield FDs or experiment with unstructured treasury decisions. Both options create risk — for founders, boards, and investors.

  • Cash scattered across accounts
    Multiple current accounts, varied bank relationships, no consolidated view of idle balances or runway impact.
  • Manual, founder-driven decisions
    Treasury lives inside the founder’s head and spreadsheets — hard to scale, hard to audit, and easy to postpone.
  • Unclear investor guardrails
    Side letters, fund mandates, risk preferences — often not translated into concrete, enforceable treasury rules.
  • No audit trail for the board
    When markets move or questions arise, it’s hard to show why you chose certain instruments, and what you monitored.
SolidTreasury standardises this into a repeatable, compliant workflow — so your treasury process is as robust as your product and finance stack.
Why this matters
+1.5–2.0% Potential uplift on significant portions of your idle cash — without compromising safety or liquidity.
For a startup with ₹20–30 Cr in the bank, disciplined treasury can mean ₹30–60 lakhs+ in additional annual value — while staying fully aligned with investor and board expectations.
How it works

From scattered balances to a disciplined, automated treasury workflow.

SolidTreasury connects to your accounts, encodes investor rules, and automates compliant allocations into direct debt mutual funds — with full transparency.

Step 1
Connect your banking & cash view

Secure, read-only connectivity aggregates balances across your current accounts and entities — no money moves without explicit approvals.

Step 2
Encode investor & board guardrails

Translate shareholder agreements, mandates, and risk appetite into concrete rules: categories, tenors, credit quality, exposure limits, and approved AMCs.

Step 3
Automated, compliant allocation

The engine recommends or executes deployments into vetted direct debt mutual funds — optimising for safety, liquidity, and yield within your policy.

Step 4
Continuous monitoring & alerts

Monitor NAV, fund ratings, concentration, and policy drift; get alerted if any scheme or exposure breaches defined thresholds.

Step 5
Audit-ready reporting

Export board packs, investor updates, and treasury summaries in a click — with full logs of who did what, when, and under which policy.

Step 6
Scale across entities & SPVs

Apply consistent treasury standards across subsidiaries, SPVs, and JV structures — with clear separation and consolidated oversight.

Product capabilities

The treasury layer founders and CFOs have been waiting for.

Designed to be the invisible infrastructure behind your runway, governance, and peace of mind.

Guardrails
Compliance engine

Every recommendation is checked against investor, board, and internal rules — creating a single source of truth for what is “allowed” in your treasury.

Deployment
Automated allocation

Turn idle balances into policy-compliant deployments with a click — or fully automated workflows with clear approvals and limits.

Monitoring
Risk & exposure tracking

Monitor fund ratings, categories, duration, and concentration; receive alerts if anything deviates from your defined comfort zone.

Liquidity
Redemption planner

Know what can be redeemed, when, and with what impact — so vendor payments, payroll, and runway buffers are never at risk.

Governance
Audit logs & board packs

Timestamped activity logs and exportable summaries make it easy to explain treasury decisions to boards, investors, and auditors.

Scale
Multi-entity treasury

Manage treasury across ParentCo, SPVs, and subsidiaries, with clear segregation and consolidated oversight for leadership.

Safety & compliance

Bank-grade security, RIA-aligned workflows, board-ready governance.

SolidTreasury is built from day one with the expectations of founders, investors, and regulators in mind — not as an afterthought.

We work on the principle of minimum necessary access and maximum transparency. Your capital stays with regulated institutions; SolidTreasury orchestrates how, where, and when it’s allocated — under clear policy.

Read-only by default. No funds movement can occur without explicit, recorded approvals from authorised signatories.
  • End-to-end encryption for sensitive data in transit and at rest.
  • 2FA and strict role-based access controls.
  • Detailed, immutable activity logs for every key action.
  • Clear separation between data, decision engine, and execution rails.
  • Alignment with SEBI / RIA-driven risk and suitability frameworks.
  • Board- and investor-friendly reporting format.
Why this matters

Treasury that quietly compounds value — without adding noise.

You didn’t start a company to manage treasury spreadsheets. SolidTreasury turns that necessary complexity into a calm, reliable workflow.

More yield, same sleep

Shift from static FDs to a curated, compliant basket of direct debt mutual funds — improving outcomes without sacrificing liquidity or safety.

Founder time unlocked

Take treasury out of late-night founder decisions. Put it into a system with clear guardrails, visibility, and approvals.

Happier boards & investors

Move from “trust me” to “here’s the policy, process, and evidence” — making treasury a non-issue in reviews and diligence.

Let’s make your treasury as strong as your product.

Tell us how you manage treasury today, and we’ll map out how SolidTreasury can standardise, automate, and de-risk it — in a way your board and investors will appreciate.

What we’ll cover in 15 minutes:
  • • Your current cash, runway, and treasury setup.
  • • Investor / board expectations and constraints.
  • • How SolidTreasury would plug into your systems.
  • • Next steps for a low-friction pilot.